About Us
Since 1999, SIG, an employee benefits firm, has been dedicated to partnering with our clients and providing exceptional customer service. The inspirational basis for our operating business principles is: “If you take care of Baltimore, Baltimore will take care of you.” This philosophy has instilled itself in our culture and practice of all employees. SIG has years of industry experience, which has given us an edge over the competition in the vast wealth of knowledge and resources we have gathered. Our employees are passionate about helping and forming long-lasting relationships with others, and when you partner with us, we become a true extension of your company.
In 2017, SIG and 23 other like- minded, entrepreneurial firms came together to form Alera Group. Since then, Alera Group has grown to become the 11th largest independent insurance and financial services firm in the nation with over 4,000 employees, 180 firms, and thousands of clients across the country.
In 2023, we officially began embracing the Alera Group brand. What remains consistent is holding our clients at the core of our business; we focus on bringing personalized solutions, expanding our capabilities, and deepening our resources nationally.
Mission
We go the extra mile to help navigate the healthcare system and marketplace for our clients in order to advise them on the creation of comprehensive benefits plans that align with their core values to maximize their investment while controlling their costs. Our team-oriented approach allows us to become an extension of our clients’ HR departments. Through our vast knowledge and resource base, we keep our clients educated and well informed with the ever-changing healthcare regulations and marketplace.
Core Values
In order to create the organizational culture we desire, we embrace and embody the following core values:
- Partnership
- Integrity
- Creativity
- Flexibility
- Passion
- Collaboration
- Excellence
Meet Our Team
People you can count on. People you can trust.
Cole Wixted
Benefits Account Manager
Cole joined the firm in 2022 as an Account Manager, primarily focusing on small- to mid-size clients. Prior to joining Alera Group, Cole held various leadership and healthcare administration roles, giving him a unique understanding of the healthcare industry. This industry experience is invaluable in supporting clients’ group administrators and advocating for their employees. In his current role, Cole analyzes employee benefit plan arrangements and provides detailed comparisons to help clients make informed decisions about their benefits packages. He is dedicated to building strong client relationships and managing daily communications, ensuring client retention. Cole also facilitates and conducts open enrollment meetings, utilizing employee communications materials and coordinating with carriers. He takes pride in serving as an extension of clients’ HR teams, helping employees understand, navigate and utilize their offered benefits. Cole is a valuable resource for both clients and their employees. He holds Life & Health licenses in the states of Maryland and Delaware.
Paula Wohlfort
Account Executive
Paula works with both large and small group fully insured clients as well as self-funded clients. In her role, she assists with everything from client and employee support to renewals and open enrollment. She has over 30 years of experience in the insurance industry.
In addition, Paula also works with individual clients regarding service issues as well as processing individual life applications to ensure the policy is issued.
Paula holds a Bachelor’s degree in Business Administration from the University of Baltimore
and holds a Life & Health license in the state of Maryland.
Gale Woods, LUTCF, RHU
Senior Vice President
Gale joined the firm in 1989 and is Senior Vice President. Gale provides strategic account development and vital support for large regional and national self-funded employers, and is considered an expert in the field. She is dedicated to the account management of current clients and the development of new client relationships. Using her expertise, Gale is able to formulate a detailed plan design analysis of various benefits to aid clients in making informed decisions regarding their benefits. Gale holds a Bachelor of Arts degree in Economics from Denison University. Gale is a current board member of the American Red Cross, Central Maryland and a former board member of Baltimore County Department of Social Services. She holds the Registered Health Underwriter (RHU) and Life Underwriting Training Council Fellow (LUTCF) designations as well as her Life and Health license.
Community Service
Paying it Forward is a core component at our firm. Our culture thrives on community involvement where we proudly support our clients, employees and the communities in which we live and work.
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Preparing for Open Enrollment: How to Engage and Educate Your Employees on Their Total Benefits Package
In this session, our experts will share guidance on setting yourself up for success during Open Enrollment.
August 21, 2025 at 01:00 pm CT | Virtual
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Employee Benefits
Q3 2025 Quarterly Compliance Webinar
Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.
September 9, 2025 at 01:00 pm CT | Virtual
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Employee Benefits
Q4 2025 Quarterly Compliance Webinar
Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.
November 4, 2025 at 01:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Employee Benefits
Legal Alert: IRS Issues Affordability Percentage Adjustment for 2026
The Internal Revenue Service (IRS) has released Rev. Proc. 2025-25, which contains the inflation adjusted amounts for 2026 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared responsibility provisions and premium tax credit program.
July 23, 2025
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Legal Alert: Enforcement of the HIPAA Reproductive Health Care Privacy Rule Vacated Nationwide
On June 18, 2025, a federal district court in Texas vacated a significant portion of the HIPAA Privacy Rule to Support Reproductive Health Care Privacy (“Final Rule”), which was implemented on April 24, 2024, on a nationwide basis. The Final Rule, which was implemented in response to the U.S. Supreme Court’s decision in Dobbs v. Jackson Women’s Health Organization (effectively overturning Roe v. Wade), was intended to protect the ability of individuals to receive reproductive health care when the care is provided lawfully under the circumstances without risk of an individual’s identity or health information being disclosed for purposes of state criminal, civil or administrative investigations (or for imposing liability related to lawfully providing or obtaining reproductive healthcare).
July 21, 2025
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Legal Alert: Employee Benefits Provisions in the One Big Beautiful Bill Act
On July 3, 2025, Congress passed a reconciliation bill (the “Reconciliation Act”) previously named the One Big Beautiful Bill Act, but subsequently redesignated “An Act to provide for reconciliation pursuant to title II of H. Con. Res. 14.”
July 8, 2025
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Benchmarking: How Do Your Organization’s Employee Benefits Offerings Stack Up?
For the sixth consecutive year, Alera Group is offering a valuable piece of market intelligence: our Healthcare and Employee Benefits Benchmarking Report. We’ll introduce the 2025 edition on its release date, June 26, with a one-hour webinar beginning at 1 p.m. CT.
June 5, 2025
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