About Us
CRISP began operations in 2012 as a combination of two highly successful organizations – Frank J. Bongiorno in personal/commercial lines and The Stettler Group, Inc. in employee benefits – coupled with the client-centered operating platform of CRISP. The Frank J. Bongiorno agency has been operating for more than 20 years by providing superior service to both its commercial insurance and personal lines clients. The Stettler Group has been providing innovative employee benefits for more than 30 years. Together these companies have formed CRISP, bringing their individual value into a combined platform that provides tremendous benefit to its client base.
Crisp Insurance Advisors, LLC joined Alera Group in November 2018. Alera Group’s mission is to transform the client experience by providing a greater depth and breadth of tools, resources, education, innovative thinking, and constant collaboration. The firm combines a strong local team with national resources to deliver the best possible outcomes—positively impacting clients, employees, communities, and the lives of people where we live and work.
CRISP is a boutique insurance agency offering and delivering the best service, best value, and the best approach to our clients’ insurance and employee benefits needs.
We have put together a team with exceptional experience and a proven track record of great success. The combination of these individuals into a single operating company creates an even broader and deeper offering to our clients.
Today’s ever-changing marketplace demands exceptional expertise, customer-centered service, and an operation platform that brings the best to our clients. We are confident that CRISP brings all of this level of value to all of our clients.
Our Philosophy
The Best Markets
Our partnerships with some of the world’s best insurers gives us the ability to keep a competitive marketplace for our new and existing clients. The strong relationships we have allow us to make sure our clients are getting the best product at the most competitive pricing year after year.
The Best Service
When clients engage us, they learn very quickly that we pride ourselves on service. We are prompt, professional and attentive to detail. In fact, we earn continuing praise from our clients for our responsiveness. Perhaps that’s because, above all, we regard them as people, not just policies.
The Best Experience
Our clients’ insurance portfolios are managed by a team of experienced professionals who know you by name when you call. Our primary goal is to educate our clients so that they understand what the risks are and the many risk management techniques they can employ to mitigate those exposures. In doing such we create an educated consumer with access to the broadest carrier options available. Paired with extraordinary service model the experience our clients have should be unparalleled. Our company goal has always been to change the way individuals and companies view insurance.
Our Solutions
- Commercial Insurance
- Employee Benefits
- Personal Insurance
- Special Event
- Wedding Protection Plan
- Private Client
- Personal Asset Management
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Preparing for Open Enrollment: How to Engage and Educate Your Employees on Their Total Benefits Package
In this session, our experts will share guidance on setting yourself up for success during Open Enrollment.
August 21, 2025 at 01:00 pm CT | Virtual
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Employee Benefits
Q3 2025 Quarterly Compliance Webinar
Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.
September 9, 2025 at 01:00 pm CT | Virtual
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Employee Benefits
New Era, New Options: Understanding the Employee Benefit Impact of the One Big Beautiful Bill Act (OBBBA) and Direct Primary Care
With the passage of the One Big Beautiful Bill Act (OBBBA), the employee benefits landscape is shifting. This webinar brings together legislative insight and real-world application to help employers and advisors make informed decisions in a changing regulatory environment.
September 25, 2025 at 02:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Property and Casualty
Alera Group’s 2025 Property and Casualty Market Update
Alera Group’s 2025 Property and Casualty Market Update, designed as a bridge between Alera Group’s annual Market Outlooks — provides insight into pricing, coverage availability, market capacity and underwriting trends for the balance of 2025.
August 1, 2025
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Employee Benefits
Legal Alert: IRS Issues Affordability Percentage Adjustment for 2026
The Internal Revenue Service (IRS) has released Rev. Proc. 2025-25, which contains the inflation adjusted amounts for 2026 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared responsibility provisions and premium tax credit program.
July 23, 2025
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Employee Benefits
Legal Alert: Enforcement of the HIPAA Reproductive Health Care Privacy Rule Vacated Nationwide
On June 18, 2025, a federal district court in Texas vacated a significant portion of the HIPAA Privacy Rule to Support Reproductive Health Care Privacy (“Final Rule”), which was implemented on April 24, 2024, on a nationwide basis. The Final Rule, which was implemented in response to the U.S. Supreme Court’s decision in Dobbs v. Jackson Women’s Health Organization (effectively overturning Roe v. Wade), was intended to protect the ability of individuals to receive reproductive health care when the care is provided lawfully under the circumstances without risk of an individual’s identity or health information being disclosed for purposes of state criminal, civil or administrative investigations (or for imposing liability related to lawfully providing or obtaining reproductive healthcare).
July 21, 2025
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Legal Alert: Employee Benefits Provisions in the One Big Beautiful Bill Act
On July 3, 2025, Congress passed a reconciliation bill (the “Reconciliation Act”) previously named the One Big Beautiful Bill Act, but subsequently redesignated “An Act to provide for reconciliation pursuant to title II of H. Con. Res. 14.”
July 8, 2025
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