About Us
At Menath Insurance we have a passion for protection. We strive to meet all our clients’ needs and have an experienced and knowledgeable customer service team that will ensure you, your family, your business, and your passions are protected from whatever life throws your way.
After determining your needs Menath Insurance will use its established relationships with trusted and time-honored insurance carriers to thoroughly negotiate favorable contracts on your behalf. By choosing Menath Insurance or an affiliated company, you can rest assured that you have experienced agents backed by strong national and regional insurance carriers focused on serving you.
We offer the following services to our clients:
- Ability to shop multiple A+ rated insurance companies.
- Customized policies suited to your individual needs.
- The best coverage, protection and competitive pricing available.
- Superior product offerings in our broad array of Personal, Commercial and Health Markets.
- The ability to insure you throughout the Western United States and beyond.
- Experience and professionalism from 33 years of serving our clients’ needs.
- An experienced and diverse service team that pools its talents and experience so a better product is produced for each customer and their needs.
Let Menath Insurance’s passion for protections work for you. Call or click for a free quote today.
Branch offices and divisions
Menath Insurance has offices throughout northern Nevada and Northern California to suit our customer’s needs. Find us at one of our local branch offices, or contact our division experts.
Headquarters: Incline Village office at 333 Village Blvd, STE 203 Incline Village, NV 89451
Reno Branch 1325 Airmotive Way, Suite 320, Reno NV 89502
Susanville Branch 805 Main St Suite N, Susanville, CA 96130
South Lake Tahoe Branch: A to Z Insurance Services 3331 Sandy Way, South Lake Tahoe, CA 96150
Divisions:
Sierra Professional Insurance-Assisted Living Specialist -1325 Airmotive Way Suite 320, Reno, NV 89502
Homeowners Association Specialist - 333 Village Blvd Suite 203, Incline Village, NV 89451
Real Fitness Insurance-Fitness Insurance Specialist -1325 Airmotive Way Suite 320, Reno NV 89502
Meet Our Team
People you can count on. People you can trust.
Ramie Pratt
Personal Lines Agent
P: (775) 831-3132 EXT. X2132
Dawn Recasens
Commercial Lines Agent
P: (775) 831-3132 EXT. X1130
Kalie Sawyer
Personal Lines Agent
P: (775) 831-3132 EXT. X1120
Lori Tavener
Personal Lines Agent
P: (775) 831-3132 EXT. 1102
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Preparing for Open Enrollment: How to Engage and Educate Your Employees on Their Total Benefits Package
In this session, our experts will share guidance on setting yourself up for success during Open Enrollment.
August 21, 2025 at 01:00 pm CT | Virtual
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Employee Benefits
Q3 2025 Quarterly Compliance Webinar
Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.
September 9, 2025 at 01:00 pm CT | Virtual
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Employee Benefits
Q4 2025 Quarterly Compliance Webinar
Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.
November 4, 2025 at 01:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Employee Benefits
Legal Alert: Enforcement of the HIPAA Reproductive Health Care Privacy Rule Vacated Nationwide
On June 18, 2025, a federal district court in Texas vacated a significant portion of the HIPAA Privacy Rule to Support Reproductive Health Care Privacy (“Final Rule”), which was implemented on April 24, 2024, on a nationwide basis. The Final Rule, which was implemented in response to the U.S. Supreme Court’s decision in Dobbs v. Jackson Women’s Health Organization (effectively overturning Roe v. Wade), was intended to protect the ability of individuals to receive reproductive health care when the care is provided lawfully under the circumstances without risk of an individual’s identity or health information being disclosed for purposes of state criminal, civil or administrative investigations (or for imposing liability related to lawfully providing or obtaining reproductive healthcare).
July 21, 2025
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Employee Benefits
Legal Alert: Employee Benefits Provisions in the One Big Beautiful Bill Act
On July 3, 2025, Congress passed a reconciliation bill (the “Reconciliation Act”) previously named the One Big Beautiful Bill Act, but subsequently redesignated “An Act to provide for reconciliation pursuant to title II of H. Con. Res. 14.”
July 8, 2025
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Benchmarking: How Do Your Organization’s Employee Benefits Offerings Stack Up?
For the sixth consecutive year, Alera Group is offering a valuable piece of market intelligence: our Healthcare and Employee Benefits Benchmarking Report. We’ll introduce the 2025 edition on its release date, June 26, with a one-hour webinar beginning at 1 p.m. CT.
June 5, 2025
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Reminder: PCORI Fees Due By July 31, 2025
Employers that sponsor self-insured group health plans, including health reimbursement arrangements (HRAs) should keep in mind the upcoming July 31, 2025 deadline for paying fees that fund the Patient-Centered Outcomes Research Institute (PCORI) via Form 720, which was recently updated and released by the IRS.
June 3, 2025
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